Calculateur Hypothécaire
Tendances
Calculateur Hypothécaire
Calculez votre versement hypothécaire mensuel, y compris le PITI
Astuces Rapides
- A 20% down payment avoids PMI entirely — every dollar below that threshold costs you monthly PMI.
- Even $50–$100 extra toward principal each month can save tens of thousands in interest — try the slider above.
- Compare the APR, not just the rate — APR includes lender fees and shows the true cost.
- Get quotes from at least 3 lenders — rates for the same borrower can vary meaningfully.
Total Monthly Payment
$2,825
Principal & Interest
$2,275
Taxes, Insurance & Fees
$550
| Période | Capital | Intérêts | Solde |
|---|
Montant du Prêt
$360,000
Intérêts Totaux
$459,160
Coût Total
$909,160
Dernière mise à jour: septembre 20, 2026
Comment nous calculons cela
- Méthode
- Standard amortizing loan payment
- Formule
-
M = P × i(1 + i)ⁿ ÷ ((1 + i)ⁿ − 1), where i = annual rate ÷ 12 and n = term in months - Source
- The standard closed-form annuity payment formula used by lenders for fully amortizing fixed-rate loans.
- Limites
- Country modes change which costs are included (for example UK reversion rates or German Tilgungsrate), not the underlying formula. Estimates exclude lender-specific fees and any rate you have not entered.
- Dernière vérification
Vous avez repéré un écart ? Signalez-le et nous le vérifierons ; les corrections sont publiées sur cette page. Signaler un problème
Total Monthly Payment
$2,825