Ипотечный калькулятор
В тренде
Ипотечный калькулятор
Рассчитать ежемесячный ипотечный платеж, включая PITI
Полезные советы
- A 20% down payment avoids PMI entirely — every dollar below that threshold costs you monthly PMI.
- Even $50–$100 extra toward principal each month can save tens of thousands in interest — try the slider above.
- Compare the APR, not just the rate — APR includes lender fees and shows the true cost.
- Get quotes from at least 3 lenders — rates for the same borrower can vary meaningfully.
Total Monthly Payment
$2,825
Principal & Interest
$2,275
Taxes, Insurance & Fees
$550
| Период | Основной долг | Проценты | Остаток |
|---|
Сумма кредита
$360,000
Общие проценты
$459,160
Общая Стоимость
$909,160
Последнее обновление: сентябрь 20, 2026
Как мы это считаем
- Метод
- Standard amortizing loan payment
- Формула
-
M = P × i(1 + i)ⁿ ÷ ((1 + i)ⁿ − 1), where i = annual rate ÷ 12 and n = term in months - Источник
- The standard closed-form annuity payment formula used by lenders for fully amortizing fixed-rate loans.
- Ограничения
- Country modes change which costs are included (for example UK reversion rates or German Tilgungsrate), not the underlying formula. Estimates exclude lender-specific fees and any rate you have not entered.
- Последняя проверка
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Total Monthly Payment
$2,825