Calculadora de Hipotecas
Tendencia
Calculadora de Hipotecas
Calcule el pago mensual de su hipoteca, incluido el PITI
Consejos Rápidos
- A 20% down payment avoids PMI entirely — every dollar below that threshold costs you monthly PMI.
- Even $50–$100 extra toward principal each month can save tens of thousands in interest — try the slider above.
- Compare the APR, not just the rate — APR includes lender fees and shows the true cost.
- Get quotes from at least 3 lenders — rates for the same borrower can vary meaningfully.
Total Monthly Payment
$2,825
Principal & Interest
$2,275
Taxes, Insurance & Fees
$550
| Período | Capital | Interés | Saldo |
|---|
Monto del Préstamo
$360,000
Interés Total
$459,160
Costo Total
$909,160
Última actualización: septiembre 20, 2026
Cómo lo calculamos
- Método
- Standard amortizing loan payment
- Fórmula
-
M = P × i(1 + i)ⁿ ÷ ((1 + i)ⁿ − 1), where i = annual rate ÷ 12 and n = term in months - Fuente
- The standard closed-form annuity payment formula used by lenders for fully amortizing fixed-rate loans.
- Limitaciones
- Country modes change which costs are included (for example UK reversion rates or German Tilgungsrate), not the underlying formula. Estimates exclude lender-specific fees and any rate you have not entered.
- Última revisión
¿Has encontrado una discrepancia? Avísanos y la revisaremos; las correcciones se publican en esta página. Informar de un problema
Total Monthly Payment
$2,825