Hypothekenrechner
Im Trend
Hypothekenrechner
Monatliche Hypothekenzahlungen berechnen, einschließlich PITI
Schnelltipps
- A 20% down payment avoids PMI entirely — every dollar below that threshold costs you monthly PMI.
- Even $50–$100 extra toward principal each month can save tens of thousands in interest — try the slider above.
- Compare the APR, not just the rate — APR includes lender fees and shows the true cost.
- Get quotes from at least 3 lenders — rates for the same borrower can vary meaningfully.
Total Monthly Payment
$2,825
Principal & Interest
$2,275
Taxes, Insurance & Fees
$550
| Zeitraum | Tilgungsbetrag | Zinsen | Restschuld |
|---|
Kreditbetrag
$360,000
Gesamtzinsen
$459,160
Gesamtkosten
$909,160
Zuletzt aktualisiert: September 20, 2026
So rechnen wir
- Methode
- Standard amortizing loan payment
- Formel
-
M = P × i(1 + i)ⁿ ÷ ((1 + i)ⁿ − 1), where i = annual rate ÷ 12 and n = term in months - Quelle
- The standard closed-form annuity payment formula used by lenders for fully amortizing fixed-rate loans.
- Einschränkungen
- Country modes change which costs are included (for example UK reversion rates or German Tilgungsrate), not the underlying formula. Estimates exclude lender-specific fees and any rate you have not entered.
- Zuletzt geprüft
Abweichung entdeckt? Sagen Sie uns Bescheid — wir prüfen sie, und Korrekturen werden auf dieser Seite veröffentlicht. Problem melden
Total Monthly Payment
$2,825