Terms of Use
Last updated: September 24, 2024
Terms Summary
Free to Use
All calculators are free with no hidden fees
Fair Use Policy
Use reasonably and don't abuse our services
No Warranties
Results are estimates - verify for important decisions
Table of Contents
Welcome to Calc4Now. These Terms of Use ("Terms") govern your use of our website and calculator services. By accessing or using Calc4Now, you agree to be bound by these Terms.
1. Acceptance of Terms
By accessing, browsing, or using Calc4Now, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
These Terms apply to:
- All visitors to our website
- Users of our calculator tools
- Anyone who interacts with our services
- Both personal and commercial use (within limits)
If you are using our services on behalf of an organization, you represent that you have authority to bind that organization to these Terms.
2. Description of Service
Calc4Now provides free online calculator tools covering various categories including:
Financial Calculators
Mortgage, loan, investment, and budgeting calculations
Health Calculators
BMI, calorie, fitness, and health metric calculations
Math Calculators
Basic arithmetic, scientific, and advanced mathematical calculations
Utility Tools
Unit conversions, date calculations, and other utilities
Service Features:
- ✓ Free access to all calculators
- ✓ No registration required
- ✓ Mobile-friendly interface
- ✓ Regular updates and improvements
3. User Obligations
When using Calc4Now, you agree to:
Use Responsibly
- Use calculators for legitimate purposes
- Verify results for important decisions
- Respect our server resources
Maintain Security
- Keep your devices secure
- Don't share sensitive data in inputs
- Report security vulnerabilities
Follow Laws
- Comply with applicable laws
- Respect intellectual property
- Don't violate others' rights
Be Respectful
- Use services in good faith
- Don't harm other users
- Provide accurate information when contacting us
4. Prohibited Uses
You may not use Calc4Now for:
Technical Abuse
- Automated scraping or data mining
- Excessive requests that burden servers
- Attempting to hack or breach security
- Reverse engineering our algorithms
Harmful Activities
- Illegal or fraudulent activities
- Harassment or abuse of others
- Spreading malware or viruses
- Violating others' privacy or rights
Commercial Restrictions
- Reselling our calculators as your own
- Creating competing services using our data
- Commercial use without permission (large scale)
- Removing attribution or branding
Content Violations
- Posting inappropriate content in feedback
- Impersonating others
- False or misleading information
- Spam or unwanted communications
5. Intellectual Property Rights
Our Rights
Calc4Now and its content, including but not limited to text, graphics, logos, calculator algorithms, and software, are owned by us and protected by intellectual property laws.
We retain rights to:
- Calculator algorithms and formulas
- Website design and user interface
- Calc4Now brand and trademarks
- Software code and functionality
Your Rights
We grant you a limited, non-exclusive, non-transferable license to:
You may:
- Use our calculators for personal and business purposes
- Share links to our calculators
- Include calculation results in your work (with attribution)
- Take screenshots for educational purposes
6. Disclaimers
Accuracy Disclaimer
While we strive for accuracy, we make no warranties about the correctness, reliability, or completeness of calculations. Results are estimates only.
Professional Advice
Our calculators do not constitute professional financial, medical, legal, or other advice. Consult qualified professionals for important decisions.
Service Availability
We do not guarantee uninterrupted availability of our services. Maintenance, updates, or technical issues may cause temporary outages.
Third-Party Content
We are not responsible for any third-party content, links, or services that may be referenced or integrated with our platform.
AS-IS Service
CALC4NOW IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
7. Limitation of Liability
We are not liable for:
- Financial losses from calculation errors
- Business interruption or lost profits
- Data loss or corruption
- Decisions made based on our calculations
- Third-party actions or content
- Service interruptions or downtime
- Security breaches beyond our control
- Misuse of our services by others
Maximum Liability
In any event, our total liability to you for all damages shall not exceed the amount you paid to use our services (which is zero, as our services are free).
8. Termination
We may terminate or suspend your access if you:
- Violate these Terms of Use
- Engage in prohibited activities
- Abuse our services or servers
- Pose a security risk
- Use our services illegally
You may stop using our services:
- At any time without notice
- No penalties or fees
- No data export needed (we don't store personal calculations)
- Terms survive termination where applicable
Survival of Terms
The following sections survive termination: Intellectual Property Rights, Disclaimers, Limitation of Liability, and Governing Law.
9. Governing Law and Disputes
Applicable Law
These Terms are governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to conflict of law principles.
Dispute Resolution
We encourage resolving disputes through direct communication. If formal proceedings are necessary:
- Contact us first to attempt resolution
- Allow 30 days for response and negotiation
- If unresolved, disputes will be subject to the jurisdiction of courts in [Your Location]
Class Action Waiver
You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.
10. Changes to Terms and Contact Information
Changes to These Terms
We may update these Terms from time to time to reflect changes in our services or legal requirements. We will notify users of material changes by:
- Posting the updated Terms on our website
- Updating the "Last updated" date
- For significant changes, providing notice through our website
Contact Us
If you have questions about these Terms:
Key Takeaways
- Free service with fair use expectations
- Results are estimates, not professional advice
- Respect our terms and other users
- We're not liable for calculation-based decisions
- Contact us with questions